View Steve's Bio
Steve has been helping people with their health insurance needs since 2012. For the past 3+ years Steve has specialized in the individual Medicare market.
Medicare and the Medicare options are often confusing. Steve spends the time breaking things down so that people are much more confident in their ability to understand the options. Steve works with each person to understand their concerns, and priorities. As an independent Medicare Broker Steve represents most of the major companies as well as the various types of Medicare plans. This allows Steve to help his customers select the best plan for them. Steve serves All of Washing, Oregon, and Arizona.
Click the email link above or call to make and appointment with Steve. There is no cost to you to work with Steve.
View Lezley's Bio
Lezley has assisted clients in the insurance industry since 2006, specializing in Medicare for the last several years. She helps educate her clients about how Medicare works and what is does and does not cover; breaking it down to make it easily understood. She uses an individual approach in helping her clients find the best plan(s) that meet their unique financial, medical and prescription drug needs.
Lezley represents many quality Medicare Supplement, Medicare Advantage, Prescription Drug and Dual Eligible Plans in WA & OR State. She is very customer service oriented and available through the year, whether an existing client, new to Medicare or an existing Medicare beneficiary.
For individuals that are just entering Medicare, Lezley will guide you to the online enrollment application for Medicare Part B and assist you with the Extra Help application for prescription drugs to see if you may qualify.
Please call, email or click on the top link for a free consultation.
Washington & Oregon
View Jean's Bio
Jean has enjoyed being an insurance broker specializing in Medicare for the last 8 years. Her focus has always been on educating her clients through seminars, presentations and one-on-one meetings. As overwhelming and complicated as Medicare can initially seem, Jean helps her clients understand the basics of how Medicare works, what it does and doesn’t cover and what the best options are for their personal financial, medical and prescription drug needs. She is available all year for questions that may come up as well as each fall during the Medicare open enrollment period to review her clients’ present plan and compare the new plans for the coming year.
Jean represents many quality insurance companies and plans for Medicare Supplements, Medicare Advantage Plans and Prescription Drug Plans in western Washington. She will help you understand the differences and assist you in determining the best plan for your needs.
“I have known Jean Christensen for over five years and always found her to be a total professional and caring broker as it relates to helping seniors understand their Medicare options. She is knowledgeable and eager to assist each enrollment period for deciding on how the various companies compare in providing the needed medical and prescription coverages. I have recommended her to my friends and neighbors and will continue to do so in the future”. – Norm Meyer
“Jean Christensen is a skilled teacher in her presentations of what Medicare and supplementary medical insurance is all about. My wife and I knew very little about these two subjects until we listened to her. Jean explained our options very clearly in choosing which insurance company would suit my wife and me best. Jean is patient and helped us understand tricky concepts very well. Her mind holds a wealth of information on medical insurance topics and both of us felt comfortable and reassured in that knowledge. She is excellent at her job! We continue to recommend her to family and friends.” – Tim Wolbrecht
View Un's Bio
I was born and raised in South Korea. After graduating from high school, I attended University where I received my Bachelor’s Degree in English and Literature.
When I was 23 years old, my family and I immigrated to the United States. In 1988, we moved to Seattle and later raised two beautiful children. When my children started school, it gave me an opportunity to pursue my career in the insurance industry.
I went through a significant amount of training and gained extensive knowledge and experience. This is when I decided to start my own Farmers Insurance agency with a focus on serving the Asian community. During this time, I became one of the top agents in Washington state. After 12 years with Farmers, I realized I could be more successful as an independent insurance agent, so I opened my own agency and called it Key Harbor Insurance – a full service personal and commercial insurance agency.
Growth and Changes
We experienced rapid growth and built one of the largest Korean agencies in the Puget Sound region. Within the first 2 years, one of our many successes was becoming a Progressive Platinum agency in Washington with over one million dollars in premiums. During this time of growth, we expanded our services to include Medicare insurance. In order for Key Harbor Insurance to continue its rapid growth model and serve our clients at the highest level, I took on two partners in 2017.
The Birth of KEY INSURANCE SOLUTIONS
The tremendous growth and changes has blessed me with the time and energy to focus on my deepest passion: creating a company focused solely on meeting the needs of seniors and their health care insurance requirements. I named this new company Key Insurance Solutions. Utilizing my vast experience in the Medicare and Health and life insurance area, I plan to humbly serve my senior clients and Small business Health Insurance with the compassion and respect they deserve.
View Gary's Bio
I am a retired Navy civilian, who later worked as a contract representative for Government Employees Health Association (GEHA) insurance for federal employees. After becoming aware of the complexities of Medicare plans and the challenges of obtaining Veterans Administration (VA) benefits for those who have served our country, I become a strong advocate for educating others in “Medicare 101.”
If you need guidance through the intricate web of federal retiree health coverage, veterans’ benefits, Medicaid, Medicare, Rx drugs, dental, vision, and other benefits, please contact me for a free, no obligation “Medicare Minute.” I also provide no cost, side-by-side spreadsheets comparing the numerous features of Medicare Advantage and Supplement plans in your area.
Changes in these plans occur every year. Let’s review those changes to see how they could possibly affect your budget. We’ll carefully navigate through the Medicare Maze together, so you can narrow down the overwhelming choices for YOUR individual situation. I proudly serve residents of Clallam, Jefferson, and Kitsap counties. Call or e-mail me today!
“Thank you ever so much for all your help making sense of Medicare options for me. Your can-do attitude, patience, and follow-up to all my questions was invaluable. I appreciate your knowledge and ability to allow me to take my time whilst reviewing the advantage plan with Regence in Jefferson County, and all the other supplements available to me. As we discussed, making healthcare decisions is always personal and can be a bit overwhelming. You made the process easy, streamlined and understandable.”
– Max Painter, Jefferson County
Clallam, Jefferson, and Kitsap
Washington and Idaho
View John's Bio
Hello. My name is John Fox. I have been assisting people with their insurance needs since 1994 and know that proper planning and annual monitoring are the keys to being prepared for the inevitable changes in our lives and health, as we age.
There is no “one size fits all” insurance plan that is right for everyone. There is not even one insurance company that is best for everyone. That is why I represent many different companies in Washington and Idaho. I want to make sure that I can look at your specific situation so that, together, we can choose the most appropriate solution for YOUR Medicare needs.
I am available to my clients ,who have needs or questions, throughout the year- not just during the annual Medicare Open-Enrollment period.
Please contact me to discuss your insurance planning needs and options. I welcome the opportunity to be a part of your advisory team.
View Maureen's Bio
Hi from Maureen Harkcom. I grew up in Lewis County and currently live near Chehalis, Washington. I am licensed in Washington and Oregon to assist you with your Medicare Solutions. As a senior citizen, I know how confusing it was for me when I turned 65 to pick a plan that I felt sure was the best for me. We each have different health issues/concerns and financial situations. Those two factors result in different plans meeting our individual needs. I feel my strength is explaining clearly and reducing confusion so you pick a plan that you truly feel is the right fit for you.
I am available throughout the year to answer questions and explain options so you can pick the plan you are confident gives you the “bang for your buck” you are looking for. Please feel free to contact me whether you are turning 65 or leaving employer insurance and looking for an initial plan, or are considering changing to a different plan. We can work together on your insurance need.
Issaquah, East King County
King and Pierce Counties
View Elena's Bio
Elena has enjoyed being an independent insurance broker for 13 years specializing in Medicare Insurance for last 4 years. Her focus has always been on educating her clients through seminars, presentations and one-on-one meetings. It’s not always easy to understand Medicare Options. Elena helps her clients understand the basics of how Medicare works, what their options are, the different types of available products and prescription drug plans and what the best options are for their personal financial, medical and prescription drug needs.
Elena is available all year for questions that may come up as well as each fall during the Medicare open enrollment period to review her clients’ present plan and compare the new plans for the coming year.
As a Medicare insurance broker Elena represents highly rated and recognized Insurance companies providing Medicare Supplements, Medicare Advantage Plans, Prescription Drug Plans, Dual Special Needs Plans and individual health (under 65). Representing multiple insurance companies gives Elena the ability to work with you to find a health plan that fits you, your healthcare needs and your budget.”
To reach Elena simply click on the link above to setup an appointment for your complementary consultation.
View Toni's Bio
(206) 293-0287 / [email protected]
Toni has been an attorney and a business owner for over 25 years. In 2009 she changed from advising individuals and small business owners about the law, to advising them about their Medicare choices.
As a Medicare insurance broker, Toni represents highly rated companies providing Medicare Advantage plans, Medicare Prescription Drug plans, Medicare Dual Special Needs plans, Medicare Supplement plans, dental and other insurance products. Knowing that everyone is unique, her goal is to give each person the knowledge and options to make the right choices for their unique situation. And realizing that situations change, she is there to support you whenever the need arises.
Toni serves most of Western Washington from her base in Seattle. She is also licensed in Florida and Michigan.
To reach Toni, simply click on the link above.
View John's Bio
John has 25 plus years as a business owner. In 2014 he made the decision to focus on the needs of individuals insured by Medicare. This decision has allowed John to maintain up to the minute knowledge of the Medicare market and laws that affect those of us on Medicare.
As a Medicare insurance broker John represents highly rated companies providing Medicare Advantage plans, Medicare Supplement plans, dental insurance, and other insurance products. Representing multiple insurance companies gives John the ability to work with you to find a health plan that fits your healthcare needs.
While John’s office is in Ballard his clientele extends from Skagit county south to the Oregon boarder. John is also licensed in Idaho.
To reach John simply click on the link above. You will receive a prompt response.
View Joyce's Bio
Not sure what are the first steps you need to take for your healthcare?
Are you confused by Medicare and what is required?
Having a difficult time trying to figure out what is the best plan for you and your needs?
Do you really have the lowest cost plan available and if so, will it adequately cover what you should have for your future?
You need someone in your corner that listens and understands where you’re coming from.
Someone who has been there and can find the solutions to your questions.
Someone who can give you options and develop a plan, enrolling you in your best choice – without any cost to you!
Joyce Joneschiet (Jonah-shite) has been working with seniors for over 10 years; first as an interior designer who started Encore Living Interiors in 2008 to provide a service that seemed to be missing for those seniors and baby boomers who want to age in place in their own home. Especially for those who want not only to have a safe home that assists in fall prevention but also is comfortable and beautiful at the same time. She saw the need to design spaces that could also accommodate the disabled and injured veterans with homes that could be enjoyed and bring dignity and pride into their environments.
She published Encore Life Magazine, a free quarterly digital magazine and blog that offers resources, articles, and tips to baby boomers on travel, money & finances, aging in place and health and wellness. Joyce was also the radio show host of Encore Living Radio, a weekly show that’s a lively & provocative discussion with baby boomers & seniors providing solutions & resources to the active life. Since then, she’s been seen on NBC, CBS, ABC, and FOX.
In 2014, she closed her business to take care of her parents full time for 2 years at home. As she navigated the Medicare system for them, it became apparent to her that there had to be an easier and better way to understand what seniors and their families needed. She went to work in the insurance industry to make a difference. Now she is available to help you and your family find the best solutions for your needs with understanding and compassion.
Call now for a free consultation at 253-221-3592 or email [email protected]
View Jack's Bio
Turning 65 is a big deal! Imagine trying to learn all the benefits of Medicare. I am here to help you on your options so that you can make a plan selection that meets your personal needs. As an agent with We Speak Medicare Insurance Agency I offer the residents of California a choice when it comes to their Medicare health insurance. I am a licensed and trained insurance agent with experience working with individuals seeking assistance in choosing the right Medicare solution.
I work personally with you to identify your unique needs and budget. I promise to respond promptly and give you excellent customer care. Please contact me at 760-272-6497 today for a consultation on how I can help.
Palm Springs, CA
View Jack's Bio
Jack’s many years in the insurance industry and management give him a broad understanding of coverage and benefits. Choosing to specialize in Medicare and individual health plans allows him to focus his expertise on the needs of each client. Being a broker allows Jack to use the information you provide about your personal healthcare needs, to find the right company and plan for you.
As an independent insurance broker specializing in Medicare Health Insurance, Jack is certified to represent highly rated plans offered in the state of Washington. Among the Medicare Insurance he offers are Medicare Supplement Insurance, Medicare Advantage Plans, Prescription drug (Part D) and Dual Special Needs Plans. Also offered are individual health (under 65) and Dental. This array of choice is essential to assist each client to help them choose the right plan at the right price point for them. Jack works mainly in South King and Pierce Counties but has clients throughout the state.
Just click on Jack’s link and he will happily setup an appointment for a complementary review.
View Patrice's Bio
My goal has always been to get paid for doing something I really enjoy and I’ve reached that goal as a Medicare Health Insurance Broker. I love helping people, especially when it adds to the quality of their lives. And I have a knack for explaining complicated things, which Medicare surely is! My clients tell me all the time how helpful it is to sit with someone who takes the time and has the skills and knowledge to help them get a clearer understanding of how Medicare works, what their options are and what to consider when selecting a Health Insurance plan. Deciding on the best plan for their unique needs is the reward for us both.
I serve people in West Seattle, where I’ve lived since 1985, and the areas south such as White Center, Burien, Renton and Tukwila. I am available for in-person, phone or virtual appointments as well as presentations to groups. And of course, you can always call me with your questions. Let me help you find the very best Medicare plan for your personal situation.
View Deborah's Bio
Do you have:
- Difficulty navigating the Medicare system?
- The plan that covers your wants and needs at the lower cost option?
- The right coverage at the lower premium?
- The plan that covers your medications at the lower cost?
- A plan that travels with you?
Deborah will answer your questions, guide you through the system, evaluate your medication costs, provide an analysis of your plan options, and help you enroll in the plan that fits your needs the best. All at no cost to you!
- Always does what is right for the client
- Is an R.N. with more than 30 years of experience
- Is a Licensed Insurance Broker working primarily in Pierce, King and the surrounding counties in Washington state for more than 12 years
- Appointed with a wide variety of the top quality insurance companies including:
- Medicare Advantage Prescription Drug Plans, Medicare Supplement Plans, Prescription Drug Plans, Dental, Vision, Supplemental Accident and Hospital Plans
- Medicare health plan trained, tested, & certified annually
- Provides consulting, enrollment, and servicing – All at no cost to you!
Deborah has helped hundreds of others analyze their options and navigate these difficult choices, and she is prepared to help you.
Call now- 253-987-5859 or email [email protected]
View Sharon's Bio
Medicare can be overwhelming at first. Having someone there to help you through is invaluable. Even if you have had Medicare for years, you may not know all the options available to you. Special needs cases require more attention and detail. If you can relate to these factors, you are not alone. Let someone like Sharon Nair help you through. She is a thorough, patient, and caring Independent Insurance Agent who is certified with multiple highly rated Healthcare companies offering Medicare Advantage, Medicare Supplement and Prescription Drug Plans. She works with you to identify what fits your budget, health needs, and lifestyle so you can move on to what matters most in your life. Sharon will proactively review with you annually any changes that effect you and remains available throughout the year for assistance in your Medicare Insurance needs. Being dedicated to supporting you is no cost to you, so why wait? Contact Sharon Nair for a consultation today.
– Medicare Insurance Licensed and certified in Washington State
View Carol's Bio
Carol enjoys assisting folks to navigate the options available in Medicare. Whether you are just turning 65 and need help translating Medicare vocabulary, or in need of an annual Medicare review; she is skilled at explaining the complex Medicare options and their potential medical impact to the household budget. You’ll find that she keeps dollars in your pocketbook while explaining the local Medicare Advantage Plans, Part D Rx Plans, and Medicare Supplements suitable for you. Your every question will be answered. When you visit with Carol, you’ll find that you better understand the basics of how Medicare works, what it does and doesn’t cover, and what the best options are for you. As an Independent Insurance Broker specializing in Medicare Health Insurance, Carol is certified to represent a wide variety of highly rated plans offered in the states of Washington and Texas.
Carol is also available to speak to groups discussing a wide variety of topics involving Medicare, such as: Who pays first?, Medicare’s Preventative Services, Medicare Coverage Outside the US…..to name a few.
Please click the above link to schedule a time to become Medicare educated, or review the latest in Medicare updates when you consult with Carol—in the convenience of your home or local coffee shop.
So. King County, Pierce, Kitsap & Texas
View Neal's Bio
Neal has assisted clients with their insurance needs since 1994, specializing in Medicare for the last 7 years. He helps those new to Medicare with the timing of and enrollment in Medicare, and interpreting Medicare’s vocabulary. He also helps them learn how Medicare works, what it covers, what it does not cover, and helps them select and enroll in the best Medicare Health plan for their needs to cover what Medicare doesn’t cover.
He also helps existing Medicare beneficiaries review their current Medicare Health plans and determine whether changes are necessary to improve their healthcare and prescription drug benefits.
Since there is not one Medicare Heath plan that is best for everyone, or even one insurance company that is best for everyone, Neal represents 12 different insurance companies so he can help his clients select the most appropriate Medicare Health plan and Prescription Drug plan for their needs.
View Ty's Bio
(206) 271-1377 / [email protected]
Ty has more than 27 years of experience as an insurance agent/broker in the South Puget Sound area. He represents many different companies and highly rated plans for Medicare Supplement Insurance, Medicare Advantage Plans, Prescription Drug and Dual Special Needs Plans. Ty works closely with his clients to provide coverage options that are suited for their individual needs.
Please click on Ty’s link if you’re interested in a complimentary review.
View Eric's Bio
(360) 644-7272 / [email protected]
Eric was VP and Operations Manager of a manufacturing company for 35 years that supplied companies like Ethan Allen and Drexel Heritage with beautiful, hand crafted brass lamps. He has, also, enjoyed volunteering in a number of non-profit organizations including INCCA for Housing. Under Eric’s leadership as Chairman of the Board, INCCA was able to construct 170 federally subsidized apartments and to build and sell 13 townhouses at cost.
He has brought his business skills and his deep care for the community to the Medicare Insurance business. He represents many of the PNW’s best insurance companies and will find the plan that fulfills your needs for the least amount of money.
Eric lives in Kitsap County. To contact Eric, either click on the link or give him call.
View Lisa's Bio
Lisa has been in the insurance industry for 17+ years. Her focus has been on educating her clients through seminars, presentations and one-on-one meetings and takes a very consultative approach. As overwhelming and complicated as Medicare can be, Lisa helps her clients understand the basics, what it does and doesn’t cover and what the best options are for their personal, financial, medical and prescription drug needs.
Lisa represents many insurance companies and plans for Medicare Supplements, Medicare Advantage Plans and Prescription Drug Plans in western Washington.
Kitsap, Pierce & King Counties
View Candy's Bio
I love being an independent broker as I truly enjoy educating my clients in understanding the basics of how Medicare works and what options are available to them. I work with clients to help determine what options best fit their Medical, Financial and Prescription Drug needs. I represent many quality insurance companies and plans for Medicare Supplements, Medicare Advantage Plans and Prescription Drug Plans.
Whether or not you are new to Medicare of have been on Medicare for years. I can help you navigate through what can seem to be an overwhelming process.
View Carmen's Bio
Keeping It Simple is my motto when it comes to teaching about the basics of Medicare. Since 2009, I have been providing client solutions meeting their health and budget criteria. Being a Broker allows me the flexibility to match their individual needs with top rated carriers. When you need guidance navigating through the world of health care, call me for a complimentary appointment! I am certified in Washington and Tennessee.
“I have known Carmen for a number of years now, and it is my sincere pleasure to provide this testimonial. I met Carmen through a friend of mine. My friend’s name is Georgia. Georgia reached Medicare age about 6 years before me; however, Georgia called me immediately and wanted to give me Carmen’s business card. Georgia said, “You must contact Carmen when you are ready to look into Medicare. She is an absolute Angel and will help walk you through the whole process.” Well, Georgia, was absolutely right. From our first meeting, I felt that Carmen had my best interests at heart. I did not feel like a bumbling idiot while she explained all of my options. In fact, I was amazed at how smoothly the process went. When it was all said and done, I realized it was Carmen’s vast knowledge of Medicare, Medicaid, Private Insurance, and the system itself that made me feel so secure and comfortable. I would happily recommend anyone to meet with Carmen. Today, I not only count Carmen as my valued medical insurance agent but as a cherished friend.” — Lesle K.
Happily serving Washington since 2009!
View Tim's Bio
(760) 902-7479 / [email protected]
“Much of my business is from repeat and referral clients; this is a reflection of my customer service ensuring a satisfying experience for my clients.”
I am driven by a philosophy of service, educating and assisting my clients on how to navigate the complex and sometimes confusing options one has in selecting the right Medicare health or drug plan. I have been fortunate to have developed a strong client base over the years. It is my ultimate objective to not only help my clients completely understand their options but enroll them in the plan that best fits their specific needs.
If you are turning 65 years of age and are in the process of enrolling in Medicare, I have a very simple and easy to understand system that is available to anyone with no obligation to enroll in a plan.
Since 2012 I have been honored to be part of We Speak Medicare. My business focus is assisting clients in California.
“Tim’s help was absolutely invaluable when I found myself up against the confusing maze of options offered when I turned 65 years of age. Tim listened carefully and patiently guided me to my best options.” – David Poston
“When I first moved to California a few years ago upon my retirement, I was completely overwhelmed by the bombardment of information coming in my mail for my medical coverage.
I met with Tim and he was immensely helpful in finding just the right product for my needs. A seasoned professional, He explained everything very carefully and in understandable terms. I am very happy with the product I chose, yet he still checks in from time to time to see if all is shipshape.
I have recommended him to several friends who have used his services very successfully.
If you want clear and concise information regarding your coverage Tim is definitely your guy.” – Virginia Casto
“Tim is an invaluable tool to have when choosing a medicare plan. When you retire, your head is spinning with all the questions and “advice” you are given to deal with Medicare and Social Security. But when I went to see Tim, he is very patient and explains all the options to you in a way that is understandable and beneficial to you. Tim will find a program that meets your priorities and fulfills the most important needs that you care about. But the most impressive thing is that Tim will engage you on an annual basis to make sure that the program you enrolled in is still the best for you! You can’t be that kind of service. I feel very fortunate to have met Tim and appreciate his excellent service.” – Cliff C.
View Russ's Bio
Russell is an Independent Insurance Broker specializing in Medicare Health Insurance with We Speak Medicare. After devoting almost thirty years to improving patient outcomes through health care technology, Russ decided to shift gears when his parents went through their times in hospice. Russ cared for his parents during their illnesses and discovered how beneficial having a knowledgeable insurance professional can be.
Russ brings his passion for helping others to all clients in all walks of life. He listens to his clients’ needs and concerns and offers valuable information on health care insurance as well as life, long term care, and annuities, should a client ask. Whether it’s Medicare Advantage or Medicare Supplements and Drug Plans, Russ assists clients in finding the right insurance for them.
Russ holds a degree in mathematics from Elon University and through the years has worked with a number of Fortune 500 insurance, pharmaceutical, and healthcare delivery companies on the technology side of their businesses. Russ is the proud father of three grown professionals, in addition to recently becoming a new grandfather. Family and friends (and his dogs) are his greatest joys.
Give Russ a call today and see what a relaxed and informative insurance meeting feels like.
“Russ, you have been our “go to” guy for several years. We appreciate how you have personally taken the time to meet with my husband and me on many occasions. Your expertise has guided us through obtaining life insurance, Medicare and supplemental insurance as well as always giving us the best suggestions for long term care and other needs. You are a welcomed wealth of information, responsive to our requests, very personable, patient and caring. We can trust your recommendations are always in our best interest. Will we continue to rely on you as future needs arise? You bet!” Thanks for all, Susan Tughan – Sammamish
“Russ Worley is simply amazing. He has helped my mom with Medicare and Medicare supplements as well as myself and my daughter with individual health plans. Russ was also incredibly helpful to me when my mom was ill and when she died regarding her long-term care policies, their allowances and potential reimbursements.
Healthcare and insurance is becoming increasingly complicated. Thank god for Russ who is patient, knowledgeable and goes way beyond the call of duty to help others. I couldn’t be more grateful and I know my mom felt just the same.” Jane
View Tonya's Bio
Visit Tonya’s Website: www.pilichowskiinsurance.com
I am an independent Insurance Agent with 20 years of experience with various insurances and a specialization in Medicare. I can access all the major Medicare and Prescription Drug Plans for seniors in Washington and Arizona. I will educate, perform needs analysis, plan selection, enrollment, provide ongoing support and annual review of coverage for each individual. As well, I provide that same level of care and service to those who need coverage through the Washington Health Exchange.
I am happy to talk with you to help you understand your options and answer your questions, so you can feel at ease when the time comes to make your decision on your Medicare plan. There is no cost to work with me. If you want to explore the options that may be a good fit for you, we can take care of it all by phone, over Zoom online meeting or meet one-on-one, whichever works best for you.
Get a Free Consultation